One would think not. In fact, I don't guess that this question has ever crossed your mind. Maybe the question would be better phrased like this: Is there such a thing as having TOO much money in my retirement accounts? This question can be easily answered. The answer is yes. There is a silent tax trap that awaits.

Whether you're beginning residency, joining the faculty, or starting your career at UTMB, welcome to Galveston. This guide will help you think about your first paycheck, your benefits, and the financial decisions that can set you up for long-term success.